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  • Value - Retail value versus wholesale value.
    Let's get straight to the heart of the valuation issue. You or the purchaser of your ring may have paid retail price for the diamond, but that is now, unfortunately, a "sunk cost". The retail price is markedly higher than the wholesale price, sometimes multiples of the price for some diamond jewelry, especially if it is from a high end brand. Add to this the other mark-ups in the chain...and you have a significant differential between the price you paid for the piece and its resale value now.

    A good analogy is driving a new car off the lot; your purchase no longer holds the same value. With diamonds, it's even less...

    That being said, if you bought it many years ago, you might have more than recouped the difference. Diamond prices can rise significantly during boom years, so if you timed the purchase right, your assets could even have appreciated in value.
  • VS - clarity grade of Very Slightly Included (VS1 and VS2).
  • VVS - clarity grade of Very Slightly Included (VVS1 and VVS2).